Downline Insurance Group

Life Insurance


We approach life insurance with the understanding that everyone’s needs are different. We deliver the resources and expertise to allow agents to offer fully customizable solutions to their clients through a large platform of diverse insurance products and services. Be empowered to help anyone in any stage of life to achieve their financial goals.

Protect Your Family with Final Expense Coverage

Those that experience the death of a loved one understand the stress that comes with juggling both the grief of loss and handling final affairs such as finances and funeral preparations. The thought of our own loved ones going through that same additional stress should be a wake-up call to ensure you can give your loved ones peace of mind that the financial aspect of your passing is handled.

Final Expense Insurance protects your family financially and provides a means to grieve the loss of a loved one without financial pressure.

What is Final Expense Insurance?

Final Expense is a type of insurance that works like a whole-life policy to pay medical bill and funeral expenses once you pass away.  It can also be called burial or funeral insurance, but all falls under the Final Expense umbrella.

Most final expense plans include:

  • Whole life insurance: no expiration if premiums are paid
  • Cash value: insured may be able to take out a policy loan
    Fixed premiums as long as they’re paid
  • Simplified issue: usually no medical exam (also called a life insurance exam) is required, just health questions on the application
  • Easy application process
  • Fast approvals: coverage can often be issued in days
  • Affordable rates

Mortgage Protection Insurance

Today more than ever we’re seeing the expense of mortgages put a strain on the income of many Americans. Currently, depending on where you live, a mortgage payment may require two incomes to pay. When an unexpected death occurs, and one income is lost, Mortgage Protection is there to fill in the gap and ensure that the bills are paid. This coverage can safegauard your family against losing your home because of the inability to make payments. Help your clients protect their own American Dream with Mortgage Protection Insurance.

Learn how to take advantage of this insurance coverage and receive personalizd information about how best to put together a plan that fits your budget, lifestyle and needs.